One critical decision you’ll have to make when starting an account-based pension is what should happen to your retirement payments should you die before they’re exhausted.  Superannuation benefits allow you the following options: Binding death benefit nomination. This option guarantees that your nominee will receive your superannuation funds without any trustee’s interference.  Nominated beneficiary. This… Continue reading What Is a Reversionary Pension?

Life insurance is critical for anyone who wants to cover expenses or debt upon death and make the situation easier for their remaining family.    Although anyone can purchase life insurance at any age, couples under the age of 45 and families with children are often more likely to obtain life insurance.    Having the… Continue reading 3 Things To Consider Before Choosing a Life Insurance Policy

Your loved one has just passed away. You want to honour their life but are unsure how to go about it. A funeral is a critical event in a person’s life, and you should plan it carefully. This will help pay tribute to your loved ones and give them the best send-off possible. When you’ve… Continue reading Creative Ways to Organise a Funeral

Deciding to write a will is the first step in proper estate planning. You want to cover all your material possessions and intangible assets. While many people remember to designate recipients for their home or car, there are many more assets you need to consider.   However, depending on your local regulations, not all assets… Continue reading How to Manage Assets in Your Will